HDB Financial Services Unlisted Shares Price, Pre IPO Review

HDB Financial Services Unlisted Shares Description

HDB Financial Services Unlisted Shares

HDB Financial Services is a subsidiary company of the HDFC Bank. HDB Financial Services, established in 2007, is an NBFC catering to the needs of the Indians that serves both individual and business clients. HDBFS’s long-term debt and financial facilities have a CARE AAA and CRISIL AAA rating. Short term debt has an A+ rating. HDB Finance has around 1,500 branches in more than 1,000 cities in India

HDB Financial Services Unlisted Shares Details

HDB Financial unlisted share price	See Deals Below
Face Value:	₹ 10 Per Equity Share
ISIN:	INE756I01012

Products offered by HDB Financial Services Limited

The current Portfolio for HDB Financial Services consists of Loan Fee-based Products and BPO Services.

BPO Services

These include back-office services such as documents verification, processing, financing, and accounting servicing, and correspondence management. Contact Center Management, collection services, and outbound marketing are some of the front-end services offered by HDB Financial Services.

Loans

HDB Financial Services offers secured as well as unsecured loans. The company has over 1400 branches spread across 24 states. HDB Financial Services offers loans to diverse groups, like Salaried, Self-employed, Business, Self Employed Professionals.

Loans include for Salaried Professionals include:

Personal Loan– Up to 20 Lakhs, repayment tenure ranging from 12 to 60 months
New to Credit loan- Offered to first-time borrowers, loan amount of up to 1.5 lacs, flexible loan tenure of 6/12/18 months
Doctor Loan– Offered to doctors for expansion in their scale of operations
Gold Loan– Up to 75% of gold Value or Rs. 20 Lac
Loan Against Property– Up to 60% of the value of Rs 12 Crore.
Loans against Securities, Life Insurance Policies, KVP/NSC, Mutual Funds, and Bonds.
Two-wheelers, Car, and Used Car Loans
Consumer Durables Loan: 0% interest rates, used to help pay for consumer durables like refrigerators, washing machines, furniture, microwave, etc.

Loans for Self-employed people include:

Business Loan: Up to Rs 30 Lakh
Enterprise Business loan: Loan up to Rs 30 lakh, tenure ranges from 12-60 months. Is mainly offered for self-employed doctors

Other Loans include Commercial Vehicle Loan, Construction Equipment loan, Loan against lease rental, and Tractor loans.

Management and Board of Directors

Sr No.	Name	Designation
1	Aditya Puri	Chairman and Non-Executive Director
2	Jimmy Tata	Non-Executive Director
3	Smita Affinwalla	Independent Director
4	Dr. Amla Samanta	Independent Director
5	Venkatraman Srinivasan	Independent Director
6	Adayapalam Viswanathan	Independent Director
7	G. Ramesh	MD & CEO

Shareholding of Promoters

Shareholder’s name	Shareholding at the beginning		Shareholding at the end		% change in shareholding
	Demat	% of the total share	Demat	% of the total share
HDFC Bank LTD	75,05,96,670	95.53	75,05,96,670	95.53	-0.23

HDB Financial Securities’ Debt Product ratings

Borrowings	Credit rating		Amount raised (in Rs Cr)
	CARE	CRISIL
Term Loans	CARE AAA;Stable	CRISIL AAA/Stable	9,325.00
Non-Convertible Debentures	CARE AAA;Stable	CRISIL AAA/Stable	7,271.00
Market Linked Debentures	CARE PP-MLD AAA;Stable	CRISIL PP-MLD AAAr/ Stable	125
Unsecured RSB	CARE AAA;Stable	CRISIL AAA/Stable	543.5
Unsecured PD	CARE AAA;Stable	CRISIL AAA/Stable	200
Commercial Paper	CARE A1+	CARE A1+	2030

Highlights FY 2020

Loan disbursements during the year were Rs 29,853 crores as against Rs31,654 crores in the previous year.
The Assets under Management (AUM) of the Company as of March 31, 2020, increased to Rs 58,832.75 crores from 55,425.16 crores in the previous year.
In FY19-20, seven awards were passed by the Office of the Ombudsman for Non-Banking Financial Companies amounting to Rs 7,23,599 to HDB Financial Services.
The issued, subscribed, and paid-up share capital of your Company stands increased to Rs. 7,87,57,96,560 comprising of Rs 78,75,79,656 shares of Rs. 10 each
Capital Adequacy Ratio stood at 19.36%
1,09,167 employees as of March 2020, as compared to 93,373 as of March 31, 2019
Total amount spent on CSR for the financial year Rs 24.80 crore
In FY19-20, HDBFS has raised Rs 19,000 crores from the various institutions
EPS for FY19-20 was 12.78 as compared to the 14.63 in FY2018-19

Impact of COVID-19

Since HDB Financial Services largely caters to the informal and self-employed borrower segment and thus would face a higher impact due to income volatility at the customer’s end arising from the lockdown and disruption caused by Covid-19 as discussed by the Management in the Annual Report

Commercial vehicle sales fell 31% in FY 2019-20 compared to the previous year.
Heavy Commercial Vehicle (HCV) sales fell 50% YOY

Year	2017	2018	2019	2020	6MFY21
Revenue	5714.54	7061.99	8724.81	10756.5	5371
PAT	698.77	951.74	1149.81	1004.8	26
AUM	34277	44469	55455	57145	57528
EPS	9.64	12.18	14.63	12.78	0.33
Book Value	68.73	79.22	91.36	102.05	102

HDB Financial Services IPO

HDB Financial Services IPO is eagerly awaited by all market participants. It may also be beneficial for HDFC Bank as it will be able to unlock value. HDB Finance IPO is expected to come out in 2021-22.

HDB Financial Services Limited Share Price: Attractive

The current HDB Financial Services Limited share price is Attractive in the unlisted shares market. HDB Financial Services Limited shares were earlier available at a lower price but the price has gone up steadily due to the demand for HDB Financial Services Limited Pre IPO shares as the company’s future prospects have improved. HDB Financial Services Limited shares are traded in the unlisted shares market by various buyers and sellers. One can also check the current HDB Financial Services Limited Share price from the deals listed below. Many people are interested in HDB Financial Services Limited unlisted share price but one must first understand the business model of HDB Financial Services Limited before buying its unlisted shares.

HDB Financial Services Limited IPO

Although the company has not yet announced the dates formally but HDB Financial Services Limited IPO may come out soon. Going by the demand for HDB Financial Services Limited shares, it is expected that the HDB Financial Services Limited IPO shall also get good response in the primary market.

HDB Financial Services Limited Share Price FAQs

Can I invest in HDB Financial Services Limited ?

Yes, you can invest in HDB Financial Services Limited shares. Although the company is unlisted right now, but you can buy its shares from existing shareholders who may be investors or employees holding ESOPs. Please check the deals offered by various sellers on Prastaav.

How can I buy unlisted shares of HDB Financial Services Limited ?

Check out the various deals listed below and contact them. You can also negotiate the price of HDB Financial Services Limited shares and close the deal directly, without incurring any cost. You can also contact us for bulk deals.

Can I sell HDB Financial Services Limited Pre IPO shares

Yes, you can sell the unlisted shares of HDB Financial Services Limited Pre IPO, i.e. you can sell HDB Financial Services Limited unlisted shares to any other buyer, before the IPO comes out. Please send us the details and we shall be happy to help you sell unlisted shares

Is HDB Financial Services Limited listed on stock market?

No, HDB Financial Services Limited shares are not yet listed on the stock markets as it is yet to come out with an IPO. As of now, only HDB Financial Services Limited Pre IPO shares are being traded. After IPO, it may get listed on various stock exchanges such as NSE and / or BSE.

Are shares of HDB Financial Services Limited Publicly traded?

As mentioned above, HDB Financial Services Limited is not listed; therefore its shares are not publicly traded. However, unlisted shares of HDB Financial Services Limited can be bought and sold on Prastaav

Will HDB Financial Services Limited go public?

HDB Financial Services Limited has not yet announced IPO plans but HDB Financial Services Limited may want to unlock the value of its businesses by offering its shares to the public through an IPO soon.

What is the current HDB Financial Services Limited Share Price?

HDB Financial Services Limited Share Price today is Attractive. HDB Financial Services Limited share price is decided by the demand and supply of its shares in the unlisted market.

What is HDB Financial Services Limited IPO price?

The company has not yet officially declared the IPO price.

What is HDB Financial Services Limited IPO date?

HDB Financial Services Limited has not yet officially announced the IPO date, but it may come out in near future.